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Robert Shiller

By Mike Van Dike

It does click herein order to acquire the Course. In the last months, we have been present at a recovery in the real estate market. The prices of the houses have raised in July by third consecutive month, the requests of mortgages reached in the month of September their maximum in four months by the fall in the interest rates and the inventory of houses has been reduced. The requests of loans to even buy a house, an advanced indicator of the sales, have raised in September the greater level from beginnings of January. It pretends but it is not the real thing in the real estate market. aid that received the buyers (with a credit of US$ 8.

000 for a first buyer) that will extend until the month of November, maintain a demand without solid foundations. The weakness of the labor market with a leisure that follows in growth and the persistent problems in the American financial system is elements that anticipate a reversion in the behavior of a real estate demand that will follow suspended. Part of the problems that exist from the side of the demand in the American real estate market, stays still hidden generating a risk latent of new episodes of crisis. According to a report of the banking regulators, more than half of indebted hypothecating with credits renegotiated in first half of the last year, they later observe a delay of at least two months in the payment of its quotas a year. For the next months great losses in commercial the real estate credits do not discard that put in jams to the American financial organizations, leaving in clearly in addition, that this segment of the real estate sector far is of its recovery.

And while the number of houses without selling would have touched bottom, the prices would be on the verge of falling still more, increasing the pressure on the economy again. For the economist Robert Shiller of Yale University, the perspective are still more dark. Shiller that outside one of that it anticipated the crisis in the American real estate market, foretold that the prices of the houses will delay time in recovering enough. Although the programs of stimulus and the plan of purchase of assets of the EDF have contributed to maintain the prices of the houses, the same, as we would mention previously, will finish in just a short time reason why the market will lose forces. Neither in the sky, nor in hell. The American economy in particular, and the global economy generally, still are in purgatorio, cleaning their faults of a crisis that not yet has finished. Prudence would have more to be the mentioned word in this end of recession. If they want it to the markets to avoid, from the governments one would be due to implement with concrete measures. In addition, the fragilities and risks that still persist must be monitored close by and having predicted plans of emergencia to respond to possible new episodes of crisis. Will be able to be consolidated the recovery or the excess of optimism will take to new relapses? Horacio Pozzo Latinforme. com is the main financial source of intelligence and independent opinion on the Latin American and world-wide markets from a Latin American perspective. From our offices in Buenos Aires, Argentina, we approached the last new features and alert to him to help it to that you obtain gains without concerning the direction that takes the market.

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Guarani Culture

By Mike Van Dike

Also, I learned to recognize and live with some semi-domestic animals condition, like the toad and frog, and I say this because the housing-both as Paraguay Guarani-settled in the vicinity or shore of a river or stream, where these small animals always abounded, and that was how he began the relationship between amphibians and humans in the region Guarani (Paraguay and parts of Argentina, Brazil, Bolivia and Uruguay). Today these natural areas (forests and woodlands) have virtually disappeared and the Paraguayan society has become urban, but the features and the names of those animals and plants are still in the retina and in the minds of grandparents and parents who have once came from the countryside to the city.

Today young people and children living in urban centers, for example, no longer know the animals or plants. In any case should show some picture or video about them to learn to recognize, something that their grandparents and parents-before-observed daily at environment and very easily distinguished. The fact of having lived long in a natural environment as possible both the Paraguayan Guarani, sharpen your powers of observation. Many of the traditional phrases (beliefs, superstitions, habits, customs, legends, proverbs, etc) were and are always tied to the plants, animals and minerals. In short, the inhabitants of this region was always sensitive and aware of its natural environment. 2.

In Paraguayan tradition, the kururu or toad is the most recurrent (with respect to jui or frog) in different everyday circumstances, in other words, is mentioned or the toad is most remembered in countless events. In some cases, the kururu inspires fear or use it to inspire fear, and when a child misbehaves or does not want to sleep they say, Chaka, kururu outa ndeve = Care, the frog will come a. At other times, the kururu was funny, or serves or served for laughs from its shape is aesthetic.

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English Cut

By Mike Van Dike

As people begin to feel tightened by the payment of the mortgage, it goes less to the English Cut. I saw. As the English Cut it note, buys less to the manufacturer of socks of Matar, that did not know either that they existed ninja. vii. The manufacturer of socks thinks that, as sells less socks, she begins to him to exceed personal and dismisses a few. viii. And this is reflected in the unemployment index, essentially in Matar, where people begin to buy less in the stores.

This is a Dictionary of words. What happens is that the word Crisis 2007-2008 is very serious. The title can induce to error, thinking that the crisis is going away to finish in 2008. Now another question comes: Until when it is going to last this? Then very good question, also. very difficult to answer, for several reasons: Because it is followed without knowing the dimension the problem (the numbers vary of 100,000 to 500,000 million dollars) Because it is not known who are the affected ones. One does not know if my Bank, the one of all the life, serious Bank and with tradition in the zone, has much nastiness in the Assets.

The bad thing is that my Bank does not know it either. ** (The 19.2.08, Fitch reduced the rating of Caixa Laietana of a to BBB+, due to the increasing exhibition to the real estate sector in the last three years. A day before had reduced the rating of Caixa Galicia., of A+ to a, with similar arguments.) When, in America, the mortgages paid by ninja are not executed, that is to say, the Banks can sell the mortgaged houses by the price that is, something will be worth the MBS, CDO, CDS and until the Synthetic. Meanwhile, nobody is entrusted in anybody. 9 Commentary: Somebody has described east subject like the great swindle Others have said that the Crack of the 29, compared with this, is a game of children in the playground of a convent of nuns Enough, perhaps many, have become rich with bonus that have been receiving.